Spouse first
100%On the fictional retirement and life policies, the other spouse is the recorded primary beneficiary.
The Willow Family · Fictional ShowcaseThe Willow Family · Beneficiaries
Intent is the beginning.
Planstead separates what you intend from what you have confirmed with the institution.
Children equally
50% / 50%June and Owen split the contingent group. Primary and contingent allocations each total 100% separately.
Check with the institution
One follow-upSam’s 401(k) is marked Needs Confirmation. Other examples show deliberately recorded confirmation.
Sam’s 401(k)
Sample Workplace Retirement · Recorded balance $540,000
Primary: Alex Willow · 100%
Contingent: June Willow · 50%; Owen Willow · 50%
Needs ConfirmationSee the linked Action →How to make it official
- Locate the institution’s current beneficiary process.
- Review the intended people and separate primary/contingent allocations.
- Ask the institution or qualified professional how to handle any minor-beneficiary arrangement.
- Submit through the institution, confirm its acceptance and record a safe reference.
No Planstead checkbox submits a designation.
View fictional sample confirmation cover