What it is
Crypto access instructions describe how an authorized person can locate the proper custody or recovery process without publishing the keys that control assets.
Why it exists
They separate knowledge that an asset exists from the technical ability and legal authority to transfer it.
When it may help
It helps an existing holder coordinate custody, professional contacts and separately secured recovery arrangements.
When it may not fit
It is not appropriate to put seed phrases, private keys, PINs or recovery codes in Planstead or ordinary email.
Tradeoffs and access
Custodial services and self-custody have different failure and recovery risks. A lost key may make assets inaccessible, while a disclosed key can allow irreversible theft. Any rehearsal should avoid exposing secrets or executing unintended transactions.
Tax considerations
Access planning does not replace transaction history, basis records or estate tax review. A transfer may have consequences independent of technical success.
Common mistakes
Avoid storing instructions and secrets together in a broadly shared place or trusting anyone who asks for a seed phrase to “verify” ownership.
Fictional example
Fictional Morgan records the custodian and secure instructions location, then reviews authority with counsel and recovery mechanics through official guidance.
Questions to ask
Who holds the keys? What lawful process applies after incapacity or death? Where are safe records? Can the plan survive loss of one device?
What to record in Planstead
Record custody type, contact and safe location hint in Digital Estate. Financial values belong in the relevant asset record, counted once.
Next step
Arrange a professionally reviewed, separately secured continuity process without sharing credentials in Planstead.
Sources
Primary sources reviewed 2026-09-14. A source describes its own rules; the fictional examples illustrate questions, not a recommendation.