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Dashboard › Plan Book › Retirement & Pensions Fictional sample Interactive demonstration
Chapter 05
Retirement & Pensions Organize retirement, pension, education, and long-term savings records without turning the chapter into investment advice.
Planstead records estimated values and planning references. It does not recommend investments, rollovers, Roth conversions, contributions, or withdrawals.
Canonical readiness
What makes up 60% readiness? Not Applicable leaves the denominator. Review Later stays applicable and incomplete.
2 completed
3 applicable
0 excluded
1 remaining
Top gaps → Review Casey pension benefit.
4 accounts recorded
$467,000 estimated from recorded balances
2 beneficiary reviews needed
1 former-employer plan needs attention
Manage what applies Plan Settings → Plan setup
Chapter applicability Applicability was set during onboarding. Review Later remains incomplete; Not Applicable is excluded from readiness.
Add selected (0) Household overview
Retirement & Pensions overview See who or what each record concerns, where supporting information can be found, and what needs review.
Traditional 401(k) reviewed
Jordan workplace 401(k)
Owner / account holder Jordan Maple
Institution / administrator Fictional Benefits Custodian
Employer / former employer Fictional Maple Works
Estimated balance $312,000
Balance as of 06-30-2026
Annual contribution $18,000
Employer contribution / match $5,400
Beneficiary designation Jordan's primary retirement designation
Safe reference ending 1937
Document references Retirement beneficiary confirmation Mark reviewed Edit + Add another Archive
Roth IRA reviewed
Casey Roth IRA
Owner / account holder Casey Maple
Institution / administrator Harborline Investments
Estimated balance $94,000
Balance as of 06-30-2026
Annual contribution $6,500
Beneficiary designation Casey's primary retirement designation Mark reviewed Edit + Add another Archive
Traditional 401(k) unknown
Jordan former-employer plan
Owner / account holder Jordan Maple
Institution / administrator Fictional Benefits Custodian
Estimated balance $61,000
Balance as of 12-31-2024 Mark reviewed Edit + Add another Archive
Defined-benefit pension deferred
Casey pension benefit
Owner / account holder Casey Maple
Institution / administrator Maple County Schools Benefits
Vested status unknown
Benefit type Lifetime monthly benefit
Estimated monthly benefit $2,400
Benefit start age 65
Survivor benefit status Needs confirmation
COLA indicator unknown Mark reviewed Edit + Add another Archive
Keep the plan current
Manage retirement accounts & benefits + Add a record ◉ Keep the record safe and useful Planstead records estimated values and planning references. It does not recommend investments, rollovers, Roth conversions, contributions, or withdrawals.
Know what to do next
Recommended next steps Recommendation controls are reversible and do not change readiness.
Review Open
Confirm the former-employer plan administrator Reconfirm the administrator and supporting record location.
Why this appeared A former-employer plan is stale. Review Defer Dismiss Complete
Review Open
Review the missing contingent beneficiary Confirm the current designation directly with the plan administrator.
Why this appeared No contingent beneficiary is recorded for one retirement plan. Review Defer Dismiss Complete
Review Open
Locate the pension benefit documents Record where the current benefit estimate and survivor election can be found.
Why this appeared The pension record has no supporting document location. Review Defer Dismiss Complete
Plan future check-ins
Chapter review Dec 3 Planstead — Retirement record review Review owners, administrators, estimated values and dates, beneficiary references, pension records, and supporting locations without evaluating investments.