Chapter 04
Create a safe map of household institutions, providers, ownership, account references, and review needs.
Never record routing numbers, full account numbers, passwords, PINs, security answers, recovery phrases, private keys, or wallet secrets.
Canonical readiness
Not Applicable leaves the denominator. Review Later stays applicable and incomplete.
Plan setup
Applicability was set during onboarding. Review Later remains incomplete; Not Applicable is excluded from readiness.
Household overview
See who or what each record concerns, where supporting information can be found, and what needs review.
Keep the plan current
Know what to do next
Recommendation controls are reversible and do not change readiness.
Confirm the review date and statement location.
Plan future check-ins
Review safe references, owners, statement locations, and POD status; do not include credentials.